Terms of Use
Last updated: [Effective date]
Draft for legal review. This document is a draft template and should be reviewed and finalized by a qualified Canadian legal professional before relying on it. Remove this notice once it has been approved.
These Terms of Use (“Terms”) govern your access to and use of the APX Funding website and related services. By using this website, you agree to these Terms. If you do not agree, please do not use the website.
1. About APX Funding
APX Funding is an independent commercial financing brokerage. We are not a bank, credit union or direct lender, and we do not make credit decisions. We help businesses explore financing options offered by third-party funding partners.
2. No guarantee of financing
Submitting an application or inquiry does not guarantee approval, financing, or any particular amount, rate, term, cost or funding timeline. All financing is subject to eligibility, underwriting, funding partner terms and final approval by the funding provider. Any offer you receive is made by the funding partner, not by APX Funding, and is governed by that partner's agreement.
3. Information only; not advice
Content on this website is for general informational purposes only and does not constitute financial, legal, tax or accounting advice. You should consult your own professional advisors before entering into any financing agreement and review all terms carefully.
4. Commercial use only
Our services are intended for businesses seeking commercial financing. They are not intended for personal, family or household purposes.
5. Accuracy of information you provide
You agree to provide accurate, current and complete information and to update it as needed. Providing false or misleading information may result in your application being declined and may have legal consequences.
6. Compensation
APX Funding may receive compensation from funding partners when financing is provided. Any fees payable by you should be disclosed in the applicable offer or agreement.
7. Third-party services and links
Our online application is provided through Jotform, a third-party service, and our website may link to other third-party websites. Your use of third-party services is subject to their own terms and privacy policies. We are not responsible for third-party content or services.
8. Intellectual property
All content on this website, including text, graphics, logos and design, is owned by or licensed to APX Funding and may not be copied, reproduced or distributed without our prior written permission.
9. Acceptable use
You agree not to misuse the website, including by attempting to gain unauthorized access, interfering with its operation, submitting spam or automated requests, or using it for any unlawful purpose.
10. Disclaimer and limitation of liability
The website is provided “as is” without warranties of any kind. To the fullest extent permitted by law, APX Funding is not liable for any indirect, incidental or consequential damages arising from your use of the website or from any financing arrangement between you and a funding partner.
11. Privacy
Your use of the website is also governed by our Privacy Policy.
12. Governing law
These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein.
13. Changes
We may update these Terms from time to time. Continued use of the website after changes are posted constitutes acceptance.
14. Contact
Questions about these Terms can be sent through our contact page.