Business Term Loans
Financing options with structured repayment schedules, subject to lender eligibility.
Understanding business term loans
A business term loan provides a lump sum that is repaid over a set period through scheduled payments. Term loans are often used for planned investments where a predictable repayment structure is helpful.
APX Funding is not a lender. We help eligible businesses explore term loan options offered by our lending partners and support you through the application process.
Common use cases
- Planned business investments
- Refinancing or consolidating existing obligations
- Major purchases or upgrades
- Hiring and training
- Opening or improving a location
- Long-term growth projects
Potential benefits
Predictable payments
Scheduled repayments can make budgeting and planning easier.
Defined terms
The amount, term and repayment schedule are set out upfront by the lender.
Suited to planned investments
Well suited for purposes with a clear return or long-term value.
Partner network
Access to lenders with varying criteria and structures.
Benefits depend on the specific product, provider and terms offered.
General eligibility considerations
Each funding partner sets its own criteria. Common considerations include:
- Established operating history, which varies by lender
- Revenue and profitability information
- Business and personal credit review
- Financial statements and tax documents may be requested
- Collateral or a personal guarantee may be required by some lenders
Frequently asked questions
Most lenders review business and personal credit as part of their underwriting. The type of credit inquiry varies by lender, and you should ask before authorizing any check.
APX Funding is an independent commercial financing brokerage and is not a bank or direct lender. We work with third-party funding partners. All financing is subject to eligibility, underwriting, funding partner terms and final approval by the funding provider. Submitting an application does not guarantee approval, a specific amount, rate, term or funding timeline.
Ready to explore your funding options?
Complete our secure online application and our team will review your financing needs.
Applying does not guarantee approval. Financing is subject to eligibility and funding partner terms.