Construction & Contractors Financing
Bridge project costs, payroll and equipment needs between milestone payments.
Financing needs in construction & contractors
Construction businesses often carry significant upfront costs for labour, materials and equipment long before progress payments arrive. Holdbacks and long payment cycles can put pressure on cash flow, even for busy, profitable contractors.
APX Funding helps construction & contractors businesses explore financing options through our network of funding partners. We take time to understand how your business operates, then help you identify solutions that may fit your needs.
Common cash-flow challenges
- Payment holdbacks and progress billing
- Upfront material and labour costs
- Seasonal slowdowns
- Equipment-intensive operations
How financing is often used
- Covering payroll between draws
- Purchasing materials for new projects
- Acquiring or upgrading equipment
- Bidding on larger contracts
Solutions to explore
Financing types that construction & contractors businesses commonly consider:
Frequently asked questions
Yes. We work with construction & contractors businesses across Canada. Approval and available terms depend on each funding partner's criteria, including revenue, time in business and other factors. Not every business will qualify.
APX Funding is an independent commercial financing brokerage and is not a bank or direct lender. We work with third-party funding partners. All financing is subject to eligibility, underwriting, funding partner terms and final approval by the funding provider. Submitting an application does not guarantee approval, a specific amount, rate, term or funding timeline.
Ready to explore your funding options?
Complete our secure online application and our team will review your financing needs.
Applying does not guarantee approval. Financing is subject to eligibility and funding partner terms.